If you’re looking to increase your cashflow without investing money upfront, referral bonuses in Europe are one of the smartest side hustles available — and Revolut might just be the easiest place to start.
If you are about to start your journey (as we do), this method of getting some quick cash might be the perfect solution. We use Revolut ourselves — not just for referrals, but for managing money while traveling, budgeting on the go, and sending international payments fee-free. Recommending it is easy because we believe in it and it is a growing company which want to take over Europe (and will pay for it). Rule number one with referrals: authenticity sells.
Why Referral Bonuses in Europe Are the Perfect Side Hustle for Beginners
Because referral bonuses in Europe is less often then in the U.S. and it is not really a side hustle. Referral programs are often overlooked, but they offer major advantages:
- No startup capital required
- Quick, guaranteed payouts (if steps are completed)
- You can start with friends and family
- Great for building confidence, momentum and get some cashflow
Referral bonuses in Europe give you real cash payouts, often within days — making them one of the most effective ways to boost short-term cashflow without any risk. They’re especially great if you’re at the start of your side hustle journey, as we do.
How the Revolut Referral Bonus Works
At the time of writing, Revolut offers €90 per successful referral, up to five people per campaign. That’s €450 in total— and you can often get it done in under a week.
Here’s what your invitee needs to do:
- Sign up using your unique referral link (from within the Revolut app)
- Verify their identity (KYC)
- Add money to their new account
- Order a physical Revolut card
- Make a few small transactions using that card
Once they complete all five steps, you get your bonus. And depending on the campaign, they might get one too — or you can offer to share yours (more on that below).
Referral bonuses from companies like Revolut are offered in limited-time campaigns, and the reward amount or conditions may vary, so always check the latest details in the app or on their website.
Maximize Your Earnings: 3 Proven Tips
1. Split the Bonus
Want people to act fast? Offer them a cut of your reward. Sharing €20 of your €90 bonus makes the offer far more appealing, especially if they’re unsure and don’t want to waste their time.
2. Walk Them Through It
People lose interest when things feel complicated. Guide them through the process:
- Help them sign up
- Explain the steps
- Make sure they actually use their card
The smoother the experience, the more likely they’ll finish and trigger your bonus.
3. Track Progress in the App
The Revolut app shows you who signed up and which steps they’ve completed. Use this to follow up, send reminders, and make sure no one gets stuck at step four.
Real-World Experiences
On Reddit and other communities, users report smooth payouts but stress the importance of doing every step. Some say there’s no spending minimum for card usage — others mention small purchases like a coffee or transit ticket work fine.
“I helped my mother set it up in 15 minutes and we both got the bonus within three days. Easiest €90 ever.” – Reddit user
Why This Strategy Works for Fast Cashflow
What makes referral bonuses so effective?
- No need to build a business
- No selling to strangers
- Payouts arrive fast
- Repeatable every campaign
It’s especially useful if you need quick cash to pay off bills, reinvest in another hustle, or fund your first digital product.
Final Thoughts: Use It to Kickstart Bigger Hustles
Want to build your own business? Start small. You can use referral money to buy domains, tools, and test other hustles like user testing and affiliate marketing. It’s a great cash injection when you’re building from scratch.
Referral bonuses in Europe like Revolut’s are one of the best entry-level side hustles around. It’s quick, easy, and scalable — especially when you focus on platforms you already use and trust.
So whether you’re trying to earn your first €100 or looking for a short-term boost in cashflow, this is a simple, actionable way to get results. We will definitely use this to get some cashflow in our side hustle business and we will recommend you to do it as well. See our live insights page where you can follow our journey to €100k and where you see the insights of us using the Referral Bonuses in Europe.
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